When you sign up for the ETF Letter, it will help you make the transition to invest for safety in just five steps, from passive investor to personal portfolio manager. ETF Discipline collects data from many sources and assesses the probable market direction so that you can identify buy and sell prices for uptrending funds and create an action plan for the forthcoming week. They help you take control of your financial future and make a retirement investment by using conservative strategies for keeping gains and minimizing losses in a five-to-fifteen-fund ETF portfolio.

Your retirement investment is more important than ever, especially if you have lost significant money in the recent markets. The ETF Discipline is a different approach that will offer you more security. When people buy and sell, they are trading. This method applies trading methods and discipline to fund investing so that you have a more organized approach than buying, holding, and unplanned selling. Rather than predicting the market, they try to invest ahead of it. They can't predict the future but chart patterns often reappear and when combined with news and sentiment that suggests probable outcomes, they provide an edge that allows you to join a trend earlier and get out sooner when it breaks.

The worst thing that can happen if you invest using the ETF Discipline for your retirement investment is that you will start the process and then not use it later when the market takes a tumble. You should always realize that every investment involves risk. The ETF Discipline controls that risk with specific rules that, by diligently following, will help you limit losses to any degree you desire. Part of the process involves tracking progress daily so if you find that losses are not acceptable or that the procedures don't fit your lifestyle, sell out and drop the strategy.

You may choose between ETFs or actively managed mutual funds for your retirement investment. According to the anecdotal observations, ETFs move up fastest at the beginning of rallies because institutions buy them and their underlying stocks in volume. Then, as the rally matures, the index stocks become overbought and stagnate and the best active fund managers replace their losers with other lesser known issues that are still gaining. While the ETF Letter will occasionally identity these issues, all mutual funds have a big disadvantage in today's volatile markets because they can't be traded intra-day. In sell-off that is triggered by something like a bank collapse, your losses can exceed 10% before you are able to get out. They allow for pre-planned stops and greater safety.